TheStreet.com Ratings provides exclusive stock, ETF and mutual fund ratings and commentary based on award-winning, proprietary tools. Its "safety first" approach to investing aims to reduce risk while seeking total return performance.ALEXANDRIA, Va. ( TheStreet) -- While the economy shows signs of recovery, increased unemployment remains a headwind that will affect consumers long after the recession ends. Gone is the age of easy money. Thrift is here to stay.
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