'Fast Money' Recap: The Next Step for the Financials

Tim Seymour wondered what the pricing is going to be on these deals and how dilutive they will be.

Joe Terranova said the results will add some uncertainty to banks such as Citigroup and Bank of America (BAC Quote) that have to raise capital.

Finerman said the secondaries will dilute bank stocks but "much less" than they could have been.

Mary Thompson, a CNBC reporter, shifted the focus to the regional banks and their capital concerns. They included names like SunTrust (STI Quote), which needs $2.2 billion in capital, Regional Financial(RF Quote), which needs $2.5 billion and KeyCorp (KEY Quote) which needs $1.8 billion.

The panelists said the capital concerns of the regionals could be even more serious than the major 19 banks.

Finerman said the regional banks face "big, big dilutive issues," while Adami was worried about the banks' exposure to troublesome commercial real estate loans.

Gerald Cassidy, an analyst for RBC Capital Markets, offered a different view. He said there were no major surprises in the results for the regional banks, adding they were in line with expectations, though on the high side. He said he doesn't expect these banks to have any troubles raising capital and doesn't expect any consolidation.

He told Adami that the worries about commercial real estate loans have been priced into the stocks, which he called "value" plays over the next two years.

Finerman disagreed, saying she expects to see a meaningful amount of merger and acquisitions activity. Seymour added that private equity groups will be involved, too.

Finerman noted Fifth Third(FITB Quote) had just announced it will be dealing with its capital concerns with a planned sale of its processing business.