Job Tip for 2009: Open a Franchise

You may also find getting a loan from institutions like the Small Business Administration to be a little easier.

But risk still remains: Whatever business you decide to join, be aware that there is still a risk of failure. Sure, becoming a franchisee means you have greater brand recognition and support than if you started a business from the ground floor. You're working with a proven business model. But, says Rosen, "this is not a slam dunk. McDonald's (MCD) even has failures. You have to do your homework."

The price tag: Starting any business, including a franchise, requires capital. And considering how tight the credit market is these days, you may have to tap into your savings and retirement funds, not to mention hit up friends and family. So what's it going to cost you? It all depends on which franchise you want. It can cost you as little as $10,000 and as much as millions. Just because the economy is in the dumps doesn't mean franchisors are slashing prices to attract franchisees. Franchise experts say they are seeing more and more people looking into this area for financial stability.

"We have 60 offices in the U.S. and it has become increasingly noticeable in the last six months that the number of people attending our seminars is up significantly," says Rosen.

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