Evidence of fraud: If there is evidence of fraud on your reports -- accounts that you never opened or accounts with greater-than-expected balances -- contact the credit-reporting companies immediately to put a fraud alert on your report. Next, close the fraudulent accounts and file a complaint with the Federal Trade Commission using its online complaint form. Also consider filing a report with your local police department and make sure to keep a copy of the report for your records.For more information on dealing with fraud and identity theft, check out the FTC's identity theft protection Web site here.
Mistakes Plague Most Credit Reports
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