How Safe Is Cell-Phone Banking?

If you currently use your handset to do banking tasks, you should, at a minimum, make sure you are asked for a secure password every time you try to log in to your account. There are some online banks that actually scramble the position of on-screen letters and numbers so that no one can accurately copy your keystrokes from a distance.

As more and more people use their cell phones for communication, entertainment and now business, we will have to be vigilant about the security of our cellular identities.

Nobody ever made a dime by panicking, says Jim Cramer. Moneymaking opportunities exist despite the market turmoil. So where's a market master like Cramer putting his money these days? Check out his personal portfolio at Action Alerts PLUS. Take a free trial now.