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TheStreet Open House

Retiree Health Coverage On the Decline

Longer Work Life Predicted

Unfortunately for some however, especially for those employees who started their work lives in the past 10 years, health coverage in retirement provided by an employer will be a very rare thing. This is partially as a result of the gradual move away from the general provision of health care for retirees and also the reality that, with a mobile work force, employment for life is no longer the reality.

So for those who have retired, enjoy the coverage that you have, however it is provided; and for those who are still working perhaps you need to get used to the idea that you will be working until you can get Medicare, unless you are one of the lucky few.

TheStreet.com Ratings issues financial strength ratings on each of the nation's 8,600 banks and savings and loans which are available at no charge on the Banks & Thrifts Screener. In addition, the Financial Strength Ratings for 4,000 life, health, annuity, and property/casualty insurers are available on the Insurers & HMOs Screener.

Gavin Magor joined TheStreet.com Ratings in 2008, and is the senior analyst responsible for assigning financial strength ratings to health insurers and supporting other health care-related consumer products, including Medicare supplement insurance, long-term care insurance and elder care information. He conducts industry analysis in these areas. He has more than 20 years' international experience in credit risk management, commercial lending and analysis, working in the U.K., Sweden, Mexico, Brazil and the U.S. He holds a master's degree in business administration from The Open University in the U.K.
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