Enough With Your Budget Excuses

"It's a once-in-a-lifetime opportunity."

When it comes to making purchases, most things are not available once in a lifetime. Even antiques and rare collectibles are usually available for a price, and they are far more rare than that cute sweater or latest gadget that you are using this phrase to justify purchasing.

Just because it happens to be on sale as well still doesn't make the justification any more sound.

"I can't decline invitations."

It doesn't matter whether it's an invitation to go shopping, out to dinner or some other event that you can't really afford. This justification is often used by those who don't want to admit to others that they are on a budget and want to appear like they have plenty of money to do anything and everything.

If you tell yourself you still have to accept the invitations even when the money isn't in your budget, your budgeting efforts will be useless.

"I had a hard childhood, so I deserve to treat myself."

Many people use their past to justify their spending habits today. The irony is that spending money that they don't have is far more likely to bring them back to an impoverished state than budgeting is.

"It was on sale!"

(Also: "I got a really good deal." "It was only $10.00.")

Everyone wants to get things at a good price, but a good price in itself is not a reason to buy something. A deal is not really a deal if it is something that you would never have purchased in the first place had it not been found for a low price.

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