Time Right for FNM's 'Smart Commute' Plan
Folks who choose smaller homes in more denser, more convenient neighborhoods also happen to be living greener lives and should be encouraged in their choices. Surely they would appreciate a mortgage that gives them more buying power and allows them to downsize a little less than they would otherwise have to.
Luckily, other regional programs have sprung up to offer straphangers better deals.
Residents of Chicago, Los Angeles, San Francisco or Seattle can look into Location Efficient Mortgages -- a program launched by the NRDC in conjunction with transportation and community groups -- available from local branches of Countrywide, National City Mortgage (NCC) and others.
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