MainStreet Staff
Solution: "You can't leave!" cries your checking account with its ubiquitous ATMS. (Remember those, from the paragraph above?) "It's so easy to get money out of me! Who is going to be there for you like that?" Well, most online savings accounts, which offer anywhere from 2.5 to 4% APY, that is. Despite not being attached to a "traditional" bank, they'll provide little to no loss of ATM access. Don't abandon that checking account completely, but any money you don't need on a regular, monthly basis should definitely be keep somewhere else.
Savings: If you put $2,500 in a 3.0% APY account, you just made an extra $75. Not much, but better than that big fat null set your checking account was producing. (Warning: Earnings only valid for those who can find the Internet, and thus void for much of the previous generation.) Check out MainStreet's full story and learn how you can save approximately $1500 without even trying .
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