Financial Planning
Student Loans May Be Easier to Find Online
Virgin Money
Description: VirginMoneyUS.com does not actually provide loans or link up lenders and borrowers. Instead, it services debt among family members or friends. The entity, part of Richard Branson's Virgin Group, offers documentation, a repayment schedule, reminders and online banking transfers. Pros: This kind of "official" repayment schedule with a loved one places more responsibility on the borrower than a handshake. It also comes without awkward discussions of when payments are due and how much is owed. Cons: It's a lot to pay for a lack of gumption. For student loans, Virgin Money charges $299 to document and service the loan, plus a $9 fee per payment for up to 10 uses. There are "handshake packages" for personal loans that come cheaper, at $99 and $199. Instead, there's always the option of sucking it up, figuring out terms and a payment schedule and sticking to it on your own (for free).TheStreet Premium Services
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| Dow Jones | S&P 500 | NASDAQ | 10-Year Note |
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| 12,419.86 | 1,313.32 | 2,837.36 | 16.25 |
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