Books and Magazines
A huge number of personal-finance books and magazines cover every aspect of personal finance. You can
check these out from your local library at no cost.
Also, you can often find expensive investing newsletters and
periodicals free. Best of all, many of these you can access 24/7 from your computer.
Web sites also offer ways to trade your books. Examples include
Paper Back Swap and
Title Trader.
The concept is simple. If you have books
that you no longer want, you can trade them for other books. While
the trades are free, it costs money send books to others.
Phone Service
If you have friends and acquaintances around the world, there is no need to spend money to call them. Simply
download and install free
Skype software and you will be able to talk with any other Skype user in the world free through your computers.
Depending on how often you call others, this can save a lot of money.
Recycled Goods
Do you have something you want free?
Your local
Freecycle may be able to provide it for
you.
Freecycle is a growing group with the basic mission to keep
unwanted items out of landfills. Instead of throwing items out, people
list anything they no longer want to an online local community group
bulletin board.
If you see something on the list you'd like to have, simply
respond to the ad and then drop by to pick it up. You can also list a request to obtain a specific item.
It's a great way to acquire goods in perfect shape that would
otherwise end up in a landfill.