Don't waste your time making New Year's resolutions. Instead, make a list -- and actually do the things on that list. These tasks are not so difficult to accomplish, if you tackle them one by one. In fact, you'll get a great sense of accomplishment. Here's a great "to-do" list for the New Year. You might be able to check off a few without even trying!Detail your debts. Make a list of what you owe and the interest rate and minimum payment. Remember, if you double the minimum monthly payment, keep paying the same amount each month and never charge another penny, you'll pay off your credit card in less than three years -- no matter how large your current balance.
To-Do List for 2008: Tackle Your Finances
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