Fewer and fewer Americans get health insurance through employers or unions. According to a new survey from the Kaiser Family Foundation, the percentage of employers who offer it fell to 60% this year.So if you do have employer-sponsored health insurance, it's important to make the most of it. You're about to enter the "open enrollment" period, where you may have the opportunity to choose between several types of plans offered by your employer. Take the time to examine your options.
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