This Day On The Street
Continue to site right-arrow
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here
Stocks Under $10 with 50-100% upside potential - 14 days FREE!

Being Disorganized Is Costing You Money

While organization may not be at the top of your mind when it comes to personal finances, a lack of it could have a direct impact on your wallet.

For many people, being disorganized can lead to real-life costs, including missed opportunities and deadlines and wasted time. Here are some examples of how being disorganized can cost you money:

1. Missed payments: A bill or credit card payment can easily be put aside and forgotten until the due date passes. Not only will this cost you late charges, it can also trigger universal default on your credit cards that instantly raises their interest rates to the most expensive levels.

2. Overdrawing accounts: If you don't know how much money is in your checking or savings account because you haven't balanced either recently, you increase the chances of accidentally overdrawing one of the accounts and having to pay overdraft fees.

3. Frequent ATM stops: Knowing the amount of money that you will need during the week or on a particular day will help ensure that you have enough on you when you go about your daily activities. If you don't, you are much more likely to have to stop at an ATM that is not part of your bank's network -- which will mean paying fees for taking out your own money.

Get your personal finances in order with the help of's New Calculators.

4. Missed opportunities: Knowing what you are going to need in the future gives you time to research and find the best price on the item. If you are forced to purchase something at the last minute, chances are you will pay a lot more for it. If you plan ahead knowing that you need a new barbeque for the summer, you can look for a good deal and likely get it on sale. But if you end up realizing you need a barbeque a few days before a party, you are going to have to pay whatever the current price is at your local retailer.

1 of 4

Select the service that is right for you!

Action Alerts PLUS
Try it NOW

Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
  • Weekly roundups
TheStreet Quant Ratings
Try it NOW
Only $49.95/yr

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
  • Upgrade/downgrade alerts
Stocks Under $10
Try it NOW

David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
  • Weekly roundups
Dividend Stock Advisor
Try it NOW

Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Alerts when market news affect the portfolio
  • Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money Pro
Try it NOW

All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.

Product Features:
  • Real Money + Doug Kass Plus 15 more Wall Street Pros
  • Intraday commentary & news
  • Ultra-actionable trading ideas
Options Profits
Try it NOW

Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.

Product Features:
  • 100+ monthly options trading ideas
  • Actionable options commentary & news
  • Real-time trading community
  • Options TV
To begin commenting right away, you can log in below using your Disqus, Facebook, Twitter, OpenID or Yahoo login credentials. Alternatively, you can post a comment as a "guest" just by entering an email address. Your use of the commenting tool is subject to multiple terms of service/use and privacy policies - see here for more details.
Submit an article to us!


DOW 18,053.71 +23.50 0.13%
S&P 500 2,088.77 +6.89 0.33%
NASDAQ 4,806.8590 +33.3870 0.70%

Brokerage Partners

Rates from

  • Mortgage
  • Credit Cards
  • Auto

Free Newsletters from TheStreet

My Subscriptions:

After the Bell

Before the Bell

Booyah! Newsletter

Midday Bell

TheStreet Top 10 Stories

Winners & Losers

Register for Newsletters
Top Rated Stocks Top Rated Funds Top Rated ETFs