The Fed is asleep at the switch, Jim Cramer shouted Friday on CNBC's Stop Trading! segment.
Cramer said Federal Reserve chief Ben Bernanke should "open the discount window" and cut short-term interest rates. He said the pain being felt at financial firms like Bear Stearns (BSC Quote - Cramer on BSC - Stock Picks) and Accredited Home Lenders (LEND Quote - Cramer on LEND - Stock Picks) shows the Fed isn't paying attention to what's going on in the real world. "This is not the time to be complacent," Cramer said, calling the collapse of the U.S. mortgage market a crisis.


