10 Debit Card Dangers

Not always accepted:
Using a debit card as a deposit on a rental car or for a hotel room is not always possible. In the cases where it is possible, many times the vendor will freeze a portion of the money in the account, and this can cause problems for other payments. Even when this money is returned, it can take up to a week to make it back into your account. This can mean that even when you believe you have money, it may not be available for use, and this can cause you to accidentally go over your limit and incur fees.

So there are these disadvantages to debit cards. If you can't control your spending, and if using a credit card will result in you taking on debt, the above points are moot and a debit card is probably a better choice. If, however, you do have the willpower to control your spending, it's wise to weigh the disadvantages of using your debit card before making a purchase with it.