Want to Be a Millionaire? Start Talking Like One

Millionaires also surround themselves with a team of people who know more than they do. You should do the thing you love to do, and build a team to do the rest. Your team could also include a lawyer, accountant or marketing expert -- whomever you need to fill the gaps in your expertise. Remember, there is no such thing as a self-made millionaire. It takes a team to make those millions.

Having a team also reduces your risks along the way. You will benefit from their experience and resources and gain access to the other professionals you will need on your team. Your job, as the leader of your wealth creation, is to find team members whom you like, trust and respect, and who want to have a different kind of conversation with you about money. It's your money, and you get to decide who's on your team and what the conversation is going to be.

Getting your team together is critical, but it's just one part of building your wealth. There are also what I call the 12 building blocks of the Wealth Cycle.

The first three are always the same: the Gap Analysis, Financial Baseline and a Freedom Day Plan. The Gap Analysis creates a model for you of where you are today and where you want to go. The Financial Baseline building block gives you an overview of your current financial situation -- your income, expenses, debt and investments -- everything is included. Your Freedom Day Plan is where you get to see the light at the end of the tunnel by defining your ultimate wealth objectives.

Your building blocks become your wealth-building plan. Other building blocks include Entities, Wealth Accounts and, of course, Cash Machines. All 12 are described in my books. Get these right, and you can become a millionaire in three to five years. Really. I have worked with hundreds and hundreds of people across the country who have done this. And many started out right where you are today.