This Day On The Street
Continue to site right-arrow
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here
Stocks Under $10 with 50-100% upside potential - 14 days FREE!

ETFs for All Ages

Creating a portfolio with exchange-traded funds can work really well for the fix-it-and-forget-it investor like myself.

I want to invest wisely, but after the decision is made, please don't bother me about it again. I have to be at my son's baseball game and then figure out how to make purple icing for my daughter's birthday cupcakes.

As a refresher, an ETF is a single security that represents a basket of stocks that track an index. So that means while they look like index funds, these things actually trade like stocks. That also means you'll pay your broker a commission fee every time you buy or sell. So, if you're planning on making monthly contributions to your portfolio, ETFs might not be your best option.

The upside, though, is that ETF shares can easily be converted back to cash and don't have short-term redemption fees like many mutual funds do. That means you won't have to pay an early withdrawal charge because you withdrew the money before a specified time. And since ETFs basically mirror an index, you don't have to worry about excessive portfolio turnovers translating into capital gains hits come tax time.

So, if you have some money to park and forget, these things could be the way to go. We'll offer some very basic sample portfolios for the different stages of life. Of course, there's no cookie-cutter answer -- your investment choices depend on your own situation -- so don't take these portfolios to the grave.

The Swinging Single

The upside to being young (aside from lack of responsibility and the ability to stay up past 10 p.m.) is that you can take on more risk. So, if your stomach can handle it, go ahead and be aggressive. Throw it all in the stock market.

To view Tracy Byrnes' video take of this article, click here .

1 of 3

Select the service that is right for you!

Action Alerts PLUS
Try it NOW

Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
  • Weekly roundups
TheStreet Quant Ratings
Try it NOW
Only $49.95/yr

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
  • Upgrade/downgrade alerts
Stocks Under $10
Try it NOW

David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
  • Weekly roundups
Dividend Stock Advisor
Try it NOW

Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Alerts when market news affect the portfolio
  • Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money Pro
Try it NOW

All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.

Product Features:
  • Real Money + Doug Kass Plus 15 more Wall Street Pros
  • Intraday commentary & news
  • Ultra-actionable trading ideas
Options Profits
Try it NOW

Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.

Product Features:
  • 100+ monthly options trading ideas
  • Actionable options commentary & news
  • Real-time trading community
  • Options TV
To begin commenting right away, you can log in below using your Disqus, Facebook, Twitter, OpenID or Yahoo login credentials. Alternatively, you can post a comment as a "guest" just by entering an email address. Your use of the commenting tool is subject to multiple terms of service/use and privacy policies - see here for more details.
Submit an article to us!


DOW 17,804.80 +26.65 0.15%
S&P 500 2,070.65 +9.42 0.46%
NASDAQ 4,765.38 +16.9840 0.36%

Brokerage Partners

Rates from

  • Mortgage
  • Credit Cards
  • Auto

Free Newsletters from TheStreet

My Subscriptions:

After the Bell

Before the Bell

Booyah! Newsletter

Midday Bell

TheStreet Top 10 Stories

Winners & Losers

Register for Newsletters
Top Rated Stocks Top Rated Funds Top Rated ETFs