Aflac Incorporated Q2 2010 Earnings Call Transcript

Aflac Incorporated (AFL)

Q2 2010 Earnings Call Transcript

July 28, 2010 9:00 am ET

Executives

Ken Janke – SVP, IR

Dan Amos – Chairman and CEO

Charles Lake – Chairman, Aflac Japan

Tohru Tonoike – President and COO, Aflac Japan

Kriss Cloninger – President and CFO

Jerry Jeffery – SVP, Investments and Chief Investment Officer

Analysts

Andrew Kligerman – UBS

Nigel Dally – Morgan Stanley

Jimmy Bhullar – JPMorgan

Jeffrey Schuman – KBW

Colin Devine – Citi

Steven Schwartz – Raymond James

Randy Binner – FBR Capital Markets

Edward Spehar – Bank of America

Presentation

Operator

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Good morning and welcome to the Aflac’s second quarter earnings conference call. Your lines have been placed on listen-only until the question-and-answer session. Please be advised today’s conference is being recorded.

I would now like to turn the call over to Mr. Ken Janke, Senior Vice President of Investor Relations. Sir, you may now begin.

Ken Janke

Thank you, Tray. Good morning, everybody, and thanks for joining us for our second quarter conference call. With me today in Columbus are Dan Amos, Chairman and CEO; Kriss Cloninger, President and CFO of Aflac Incorporated; Paul Amos, President of Aflac and Chief Operating Officer of our US Operations and Jerry Jeffery, Senior Vice President and Chief Investment Officer. From Tokyo we are joined by Tohru Tonoike, who is President and COO of Aflac Japan.

Before we begin, let me remind you that some of the statements in this teleconference are forward-looking within the meaning of federal securities laws. Although we believe these statements are reasonable, we can give you no assurance they will prove to be accurate because they are prospective in nature. The actual results in the future could differ materially from those we discuss today. So I’d encourage you to look at our quarterly press release last night for some of the various risk factors that could materially impact our future results.