When an insurance company is declared insolvent, thousands of policyholders suddenly find themselves with some very serious problems. In addition to the loss of their premium dollars, they are forced to purchase replacement coverage from other carriers, often at higher rates. And those policyholders who were unfortunate enough to have a claim outstanding with the failed company often end up footing the bill themselves.

That's why it is so important to periodically monitor the financial condition of each company with whom you have an insurance relationship.

TheStreet.com Ratings product line is designed to help you in your evaluation.

TheStreet.com Ratings tracks the financial safety of approximately 2,400 U.S. property and casualty insurance companies each and every quarter. We then issue the TheStreet.com Financial Strength Ratings based on our analysts' review of publicly available information collected by the NAIC, and supplemented by data we collect directly from the companies themselves. Unlike the other major rating agencies, TheStreet.com Ratings does not accept compensation from the companies it rates, and thus does not allow companies to influence the ratings they receive or to suppress the release of their ratings. This has earned TheStreet.com Ratings a reputation as "America's Consumer Advocate for Financial Safety."

TheStreet.com Financial Strength Ratings have been proven the most accurate available from any of the major rating agencies. In fact, the U.S. General Accounting Office (GAO) validated TheStreet.com's superior accuracy in its Insurance Ratings study. So, whether you are considering auto, homeowners, business or other professional liability insurance, TheStreet.com Financial Strength Ratings can help you. For more peace of mind, be sure to consult our free list of the strongest and weakest auto insurers, business insurers, and homeowners insurers in the nation.

For more information about TheStreet.com Ratings and our products, contact our Customer Hotline at 1-800-289-9222.

Track over 2,400 property and casualty insurers to determine the best fit for your financial needs.