Check Your Financial Info Anytime, Anywhere

The security is at the same high level as online banking Web sites. Geezeo does not store your personal account numbers, nor your passwords that gain access to your bank and credit cards. They use Amazon.com's(AMZN Quote) secure hosting platform, and are a partner of CashEdge, the leading financial aggregator used by top banks and mutual fund companies.

The service is free. As the site gains momentum, Geezeo expects to be paid a referral fee by financial services providers that are part of a "matching service" linking users to products they need. Those products must either save the user money by offering lower rates on credit cards or other loans, or help the community member make money, such as a high-yielding savings account. They're in the process of developing a members rating service for those products.

All you have to do to get started is go to the Web site and set up an account, select the bank and credit card accounts you want to track and then submit your mobile phone number. The process takes just minutes. The only hitch I found is that in order to work with the site, you need a browser such as Internet Explorer 7 or Firefox, which are easily downloaded. (Just go to www.mozilla.com for a free download of Firefox.)

Getting Geezeo Organized

In recent weeks, Geezeo.com has added "tagging" functionality to help users figure out where their money went. Since nobody writes checks anymore, the younger generation has been dubbed "Gen P" -- for plastic! And everyone knows that money simply "disappears" when you use a debit card!

Geezeo now "tags" every transaction that comes through your bank account or debit card or credit card -- putting it into a category and, thus, making it simple to track spending. Users can even create their own tags. Then a click of your mouse creates a graphic -- a bar chart that shows clearly where all your money went!

The "social" aspect of this Web site adds a new dimension to these Geezeo Tags. You will soon be able to compare the percentages of what you spend on different categories with the averages for those in your age and income group.

In effect, Geezeo has taken personal finances to the next level -- the "fingertip" level. No longer are you bound by software that resides on your home or office computer. You can access Geezeo.com from any computer, anywhere. And, when you're not near a computer, information will arrive securely on your cell phone in the form of a text message.

Now, you can't hide from your money. And that's The Savage Truth.