The Travelers Companies Inc.
Find Ratings ReportsTRAVELERS COS INC's gross profit margin for the fourth quarter of its fiscal year 2023 has significantly increased when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its subsector this quarter as compared to the same quarter a year ago.
During the same period, stockholders' equity ("net worth") has increased by 15.58% from the same quarter last year.
STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.
Income Statement | Q4 FY23 | Q4 FY22 |
---|---|---|
Net Sales ($mil) | 10914.0 | 9619.0 |
EBITDA ($mil) | 2274.0 | 1245.0 |
EBIT ($mil) | 2104.0 | 1058.0 |
Net Income ($mil) | 1626.0 | 819.0 |
Balance Sheet | Q4 FY23 | Q4 FY22 |
---|---|---|
Cash & Equiv. ($mil) | 10752.0 | 9210.0 |
Total Assets ($mil) | 125978.0 | 115717.0 |
Total Debt ($mil) | 8274.0 | 7570.0 |
Equity ($mil) | 24921.0 | 21560.0 |
Profitability | Q4 FY23 | Q4 FY22 |
---|---|---|
Gross Profit Margin | 31.09 | 23.51 |
EBITDA Margin | 20.83 | 12.94 |
Operating Margin | 19.28 | 11.0 |
Sales Turnover | 0.33 | 0.32 |
Return on Assets | 2.37 | 2.45 |
Return on Equity | 12.0 | 13.18 |
Debt | Q4 FY23 | Q4 FY22 |
---|---|---|
Current Ratio | 0.0 | 0.0 |
Debt/Capital | 0.25 | 0.26 |
Interest Expense | 98.0 | 88.0 |
Interest Coverage | 21.47 | 12.02 |
Share Data | Q4 FY23 | Q4 FY22 |
---|---|---|
Shares outstanding (mil) | 228.2 | 232.1 |
Div / share | 1.0 | 0.93 |
EPS | 6.99 | 3.44 |
Book value / share | 109.21 | 92.89 |
Institutional Own % | n/a | n/a |
Avg Daily Volume | 1537430.0 | 1393367.0 |
BUY. This stock's P/E ratio indicates a discount compared to an average of 21.84 for the Insurance Carriers and Related Activities subsector and a significant discount compared to the S&P 500 average of 27.95. Conducting a second comparison, its price-to-book ratio of 2.03 indicates a significant discount versus the S&P 500 average of 4.68 and a discount versus the subsector average of 3.52. The price-to-sales ratio is well below both the S&P 500 average and the subsector average, indicating a discount. Upon assessment of these and other key valuation criteria, TRAVELERS COS INC proves to trade at a discount to investment alternatives.
Price/Earnings |
|
Price/Cash Flow |
| |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRV 17.31 | Peers 21.84 | TRV 6.55 | Peers 13.60 | |||||||||||||||||||||
Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations. TRV is trading at a discount to its peers. |
Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures. TRV is trading at a significant discount to its peers. |
|||||||||||||||||||||||
Price/Projected Earnings |
|
Price to Earnings/Growth |
|
|||||||||||||||||||||
TRV 10.65 | Peers 14.42 | TRV 0.40 | Peers 0.87 | |||||||||||||||||||||
Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations. TRV is trading at a discount to its peers. |
Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. TRV trades at a significant discount to its peers. |
|||||||||||||||||||||||
Price/Book |
|
Earnings Growth |
|
|||||||||||||||||||||
TRV 2.03 | Peers 3.52 | TRV 8.85 | Peers 95.58 | |||||||||||||||||||||
Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. TRV is trading at a significant discount to its peers. |
Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. However, TRV is expected to significantly trail its peers on the basis of its earnings growth rate. |
|||||||||||||||||||||||
Price/Sales |
|
Sales Growth |
|
|||||||||||||||||||||
TRV 1.23 | Peers 1.96 | TRV 12.74 | Peers 37.25 | |||||||||||||||||||||
Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. TRV is trading at a significant discount to its subsector on this measurement. |
Lower. A sales growth rate that trails the subsector implies that a company is losing market share. TRV significantly trails its peers on the basis of sales growth. |
|||||||||||||||||||||||