Sapiens International Corporation N.V.
Find Ratings ReportsSAPIENS INTERNATIONAL CORP's gross profit margin for the fourth quarter of its fiscal year 2023 is essentially unchanged when compared to the same period a year ago. The company has grown sales and net income during the past quarter when compared with the same quarter a year ago, however, it was unable to keep up with the growth of the average competitor within its subsector. SAPIENS INTERNATIONAL CORP has strong liquidity. Currently, the Quick Ratio is 1.96 which shows the ability to cover short-term cash needs. The company managed to increase its liquidity from the same period a year ago, despite already having strong liquidity to begin with. This would indicate improved cash flow.
During the same period, stockholders' equity ("net worth") has increased by 12.34% from the same quarter last year. The key liquidity measurements indicate that the company is unlikely to face financial difficulties in the near future.
STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com.
Income Statement | Q4 FY23 | Q4 FY22 |
---|---|---|
Net Sales ($mil) | 130.86 | 119.46 |
EBITDA ($mil) | 26.06 | 22.55 |
EBIT ($mil) | 20.41 | 16.95 |
Net Income ($mil) | 16.97 | 13.37 |
Balance Sheet | Q4 FY23 | Q4 FY22 |
---|---|---|
Cash & Equiv. ($mil) | 202.12 | 180.29 |
Total Assets ($mil) | 689.62 | 668.34 |
Total Debt ($mil) | 87.05 | 116.57 |
Equity ($mil) | 449.95 | 400.5 |
Profitability | Q4 FY23 | Q4 FY22 |
---|---|---|
Gross Profit Margin | 46.18 | 45.86 |
EBITDA Margin | 19.91 | 18.87 |
Operating Margin | 15.59 | 14.19 |
Sales Turnover | 0.75 | 0.71 |
Return on Assets | 9.05 | 7.86 |
Return on Equity | 13.88 | 13.13 |
Debt | Q4 FY23 | Q4 FY22 |
---|---|---|
Current Ratio | 2.11 | 1.95 |
Debt/Capital | 0.16 | 0.23 |
Interest Expense | 0.0 | 0.0 |
Interest Coverage | 0.0 | 0.0 |
Share Data | Q4 FY23 | Q4 FY22 |
---|---|---|
Shares outstanding (mil) | 55.14 | 55.14 |
Div / share | 0.0 | 0.0 |
EPS | 0.3 | 0.24 |
Book value / share | 8.16 | 7.26 |
Institutional Own % | n/a | n/a |
Avg Daily Volume | 103462.0 | 126498.0 |
BUY. The current P/E ratio indicates a significant discount compared to an average of 45.89 for the Publishing Industries subsector and a value on par with the S&P 500 average of 27.95. To use another comparison, its price-to-book ratio of 3.70 indicates a discount versus the S&P 500 average of 4.68 and a significant discount versus the subsector average of 11.44. The price-to-sales ratio is above the S&P 500 average, but well below the subsector average. Upon assessment of these and other key valuation criteria, SAPIENS INTERNATIONAL CORP proves to trade at a discount to investment alternatives.
Price/Earnings |
|
Price/Cash Flow |
| |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
SPNS 26.95 | Peers 45.89 | SPNS 20.95 | Peers 32.61 | |||||||||||||||||||||
Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations. SPNS is trading at a significant discount to its peers. |
Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures. SPNS is trading at a significant discount to its peers. |
|||||||||||||||||||||||
Price/Projected Earnings |
|
Price to Earnings/Growth |
|
|||||||||||||||||||||
SPNS 19.28 | Peers 31.62 | SPNS 0.94 | Peers 1.64 | |||||||||||||||||||||
Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations. SPNS is trading at a significant discount to its peers. |
Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. SPNS trades at a significant discount to its peers. |
|||||||||||||||||||||||
Price/Book |
|
Earnings Growth |
|
|||||||||||||||||||||
SPNS 3.70 | Peers 11.44 | SPNS 19.14 | Peers 148.73 | |||||||||||||||||||||
Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. SPNS is trading at a significant discount to its peers. |
Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. However, SPNS is expected to significantly trail its peers on the basis of its earnings growth rate. |
|||||||||||||||||||||||
Price/Sales |
|
Sales Growth |
|
|||||||||||||||||||||
SPNS 3.23 | Peers 12.11 | SPNS 8.39 | Peers 12.85 | |||||||||||||||||||||
Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. SPNS is trading at a significant discount to its subsector on this measurement. |
Lower. A sales growth rate that trails the subsector implies that a company is losing market share. SPNS significantly trails its peers on the basis of sales growth. |
|||||||||||||||||||||||