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Pricesmart Inc.
PSMT : NASDAQ : Services

$87.00 0.07 | 0.08%
Today's Range: 86.01 - 87.78
Avg. Daily Volume: 127,900
05/24/13 - 4:00 PM ET

Financial Analysis


PRICESMART INC's gross profit margin for the second quarter of its fiscal year 2013 is essentially unchanged when compared to the same period a year ago. The company managed to grow both sales and net income at a faster pace than the average competitor in its industry this quarter as compared to the same quarter a year ago. PRICESMART INC has very weak liquidity. Currently, the Quick Ratio is 0.41 which clearly shows a lack of ability to cover short-term cash needs. The company's liquidity decreased from the same period a year ago, despite already having very weak liquidity to begin with. This would indicate deteriorating cash flow.

During the same period, stockholders' equity ("net worth") has increased by 16.24% from the same quarter last year. The key liquidity measurements indicate that the company is in a position in which financial difficulties could develop in the near future.



Income Statement Q2 FY13 Q2 FY12
Net Sales ($mil)607.41548.41
EBITDA ($mil)42.4836.08
EBIT ($mil)36.4530.34
Net Income ($mil)24.8820.22


Balance Sheet Q2 FY13 Q2 FY12
Cash & Equiv. ($mil)105.5792.09
Total Assets ($mil)792.73697.53
Total Debt ($mil)79.1883.81
Equity ($mil)443.18381.25


Profitability Q2 FY13 Q2 FY12
Gross Profit Margin16.9116.84
EBITDA Margin6.996.57
Operating Margin6.05.53
Sales Turnover2.732.73
Return on Assets9.879.05
Return on Equity17.6716.57
Debt Q2 FY13 Q2 FY12
Current Ratio1.381.37
Debt/Capital0.150.18
Interest Expense1.421.33
Interest Coverage25.7622.78


Share Data Q2 FY13 Q2 FY12
Shares outstanding (mil)30.1830.2
Div / share0.30.3
EPS0.820.67
Book value / share14.6812.62
Institutional Own % n/a n/a
Avg Daily Volume130821.0147360.0

Valuation


BUY. PRICESMART INC's P/E ratio indicates a significant premium compared to an average of 18.81 for the Food & Staples Retailing industry and a significant premium compared to the S&P 500 average of 19.08. For additional comparison, its price-to-book ratio of 6.03 indicates a significant premium versus the S&P 500 average of 2.44 and a significant premium versus the industry average of 3.51. The price-to-sales ratio is below the S&P 500 average, but well above the industry average. Upon assessment of these and other key valuation criteria, PRICESMART INC proves to trade at a premium to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
PSMT 34.31 Peers 18.81   PSMT 25.85 Peers 12.05

Premium. A higher P/E ratio than its peers can signify a more expensive stock or higher growth expectations.

PSMT is trading at a significant premium to its peers.

 

Premium. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

PSMT is trading at a significant premium to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
PSMT 27.23 Peers 16.87   PSMT 1.45 Peers 1.82

Premium. A higher price-to-projected earnings ratio than its peers can signify a more expensive stock or higher future growth expectations.

PSMT is trading at a significant premium to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

PSMT trades at a discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
PSMT 6.03 Peers 3.51   PSMT 22.27 Peers 15.74

Premium. A higher price-to-book ratio makes a stock less attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

PSMT is trading at a significant premium to its peers.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

PSMT is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
PSMT 1.24 Peers 0.58   PSMT 13.52 Peers 4.69

Premium. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

PSMT is trading at a significant premium to its industry.

 

Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share.

PSMT has a sales growth rate that significantly exceeds its peers.

 

 

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