OneMain Holdings Inc.
Find Ratings ReportsONEMAIN HOLDINGS INC's gross profit margin for the fourth quarter of its fiscal year 2023 is essentially unchanged when compared to the same period a year ago. Even though sales increased, the net income has decreased.
During the same period, stockholders' equity ("net worth") has increased by 5.18% from the same quarter last year.
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Income Statement | Q4 FY23 | Q4 FY22 |
---|---|---|
Net Sales ($mil) | 1375.0 | 1292.0 |
EBITDA ($mil) | 560.0 | 539.0 |
EBIT ($mil) | 494.0 | 465.0 |
Net Income ($mil) | 165.0 | 176.0 |
Balance Sheet | Q4 FY23 | Q4 FY22 |
---|---|---|
Cash & Equiv. ($mil) | 1708.0 | 1159.0 |
Total Assets ($mil) | 24294.0 | 22533.0 |
Total Debt ($mil) | 19986.0 | 18442.0 |
Equity ($mil) | 3186.0 | 3029.0 |
Profitability | Q4 FY23 | Q4 FY22 |
---|---|---|
Gross Profit Margin | 40.73 | 41.72 |
EBITDA Margin | 40.72 | 41.71 |
Operating Margin | 35.93 | 35.99 |
Sales Turnover | 0.22 | 0.23 |
Return on Assets | 2.63 | 3.86 |
Return on Equity | 20.12 | 28.79 |
Debt | Q4 FY23 | Q4 FY22 |
---|---|---|
Current Ratio | 0.0 | 0.0 |
Debt/Capital | 0.86 | 0.86 |
Interest Expense | 270.0 | 231.0 |
Interest Coverage | 1.83 | 2.01 |
Share Data | Q4 FY23 | Q4 FY22 |
---|---|---|
Shares outstanding (mil) | 119.76 | 121.04 |
Div / share | 1.0 | 0.95 |
EPS | 1.38 | 1.44 |
Book value / share | 26.6 | 25.02 |
Institutional Own % | n/a | n/a |
Avg Daily Volume | 993047.0 | 1049600.0 |
BUY. This stock's P/E ratio indicates a discount compared to an average of 17.75 for the Credit Intermediation and Related Activities subsector and a significant discount compared to the S&P 500 average of 27.95. For additional comparison, its price-to-book ratio of 1.81 indicates a significant discount versus the S&P 500 average of 4.68 and a significant discount versus the subsector average of 8.64. The price-to-sales ratio is well below both the S&P 500 average and the subsector average, indicating a discount. Upon assessment of these and other key valuation criteria, ONEMAIN HOLDINGS INC proves to trade at a discount to investment alternatives.
Price/Earnings |
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Price/Cash Flow |
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OMF 9.07 | Peers 17.75 | OMF 2.29 | Peers 20.18 | |||||||||||||||||||||
Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations. OMF is trading at a significant discount to its peers. |
Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures. OMF is trading at a significant discount to its peers. |
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Price/Projected Earnings |
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Price to Earnings/Growth |
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OMF 6.29 | Peers 13.86 | OMF 0.87 | Peers 1.78 | |||||||||||||||||||||
Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations. OMF is trading at a significant discount to its peers. |
Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. OMF trades at a significant discount to its peers. |
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Price/Book |
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Earnings Growth |
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OMF 1.81 | Peers 8.64 | OMF -23.57 | Peers 24.72 | |||||||||||||||||||||
Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. OMF is trading at a significant discount to its peers. |
Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. However, OMF is expected to significantly trail its peers on the basis of its earnings growth rate. |
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Price/Sales |
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Sales Growth |
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OMF 1.09 | Peers 4.87 | OMF 4.08 | Peers 44.87 | |||||||||||||||||||||
Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. OMF is trading at a significant discount to its subsector on this measurement. |
Lower. A sales growth rate that trails the subsector implies that a company is losing market share. OMF significantly trails its peers on the basis of sales growth. |
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