HCI Group Inc.
Find Ratings ReportsHCI GROUP INC's gross profit margin for the fourth quarter of its fiscal year 2023 has significantly increased when compared to the same period a year ago. The company has grown sales and net income significantly, outpacing the average growth rates of competitors within its subsector.
At the same time, stockholders' equity ("net worth") has greatly increased by 99.78% from the same quarter last year.
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Income Statement | Q4 FY23 | Q4 FY22 |
---|---|---|
Net Sales ($mil) | 162.67 | 115.93 |
EBITDA ($mil) | 0.0 | 5.29 |
EBIT ($mil) | 56.98 | 3.85 |
Net Income ($mil) | 38.1 | 1.53 |
Balance Sheet | Q4 FY23 | Q4 FY22 |
---|---|---|
Cash & Equiv. ($mil) | 539.77 | 503.12 |
Total Assets ($mil) | 1811.32 | 1803.33 |
Total Debt ($mil) | 209.9 | 212.41 |
Equity ($mil) | 324.84 | 162.6 |
Profitability | Q4 FY23 | Q4 FY22 |
---|---|---|
Gross Profit Margin | 45.83 | 17.05 |
EBITDA Margin | 0.0 | 4.56 |
Operating Margin | 35.03 | 3.32 |
Sales Turnover | 0.3 | 0.27 |
Return on Assets | 4.36 | -3.24 |
Return on Equity | 24.33 | -35.99 |
Debt | Q4 FY23 | Q4 FY22 |
---|---|---|
Current Ratio | 0.0 | 0.0 |
Debt/Capital | 0.39 | 0.57 |
Interest Expense | 2.82 | 2.84 |
Interest Coverage | 20.19 | 1.36 |
Share Data | Q4 FY23 | Q4 FY22 |
---|---|---|
Shares outstanding (mil) | 9.74 | 8.6 |
Div / share | 0.4 | 0.4 |
EPS | 3.4 | 0.18 |
Book value / share | 33.36 | 18.91 |
Institutional Own % | n/a | n/a |
Avg Daily Volume | 117456.0 | 113955.0 |
BUY. This stock's P/E ratio indicates a discount compared to an average of 21.84 for the Insurance Carriers and Related Activities subsector and a significant discount compared to the S&P 500 average of 27.95. For additional comparison, its price-to-book ratio of 3.35 indicates a discount versus the S&P 500 average of 4.68 and a discount versus the subsector average of 3.52. The current price-to-sales ratio is well below the S&P 500 average, but above the subsector average. Upon assessment of these and other key valuation criteria, HCI GROUP INC proves to trade at a discount to investment alternatives.
Price/Earnings |
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Price/Cash Flow |
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HCI 14.79 | Peers 21.84 | HCI NA | Peers 13.60 | |||||||||||||||||||||
Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations. HCI is trading at a significant discount to its peers. |
Neutral. The P/CF ratio is the stock’s price divided by the sum of the company's cash flow from operations. It is useful for comparing companies with different capital requirements or financing structures. Ratio not available. |
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Price/Projected Earnings |
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Price to Earnings/Growth |
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HCI 10.42 | Peers 14.42 | HCI 0.43 | Peers 0.87 | |||||||||||||||||||||
Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations. HCI is trading at a discount to its peers. |
Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. HCI trades at a significant discount to its peers. |
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Price/Book |
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Earnings Growth |
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HCI 3.35 | Peers 3.52 | HCI 217.57 | Peers 95.58 | |||||||||||||||||||||
Average. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. HCI is trading at a valuation on par with its peers. |
Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. HCI is expected to have an earnings growth rate that significantly exceeds its peers. |
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Price/Sales |
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Sales Growth |
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HCI 1.98 | Peers 1.96 | HCI 11.79 | Peers 37.25 | |||||||||||||||||||||
Average. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. HCI is trading at a valuation on par with its subsector on this measurement. |
Lower. A sales growth rate that trails the subsector implies that a company is losing market share. HCI significantly trails its peers on the basis of sales growth. |
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