Credit Suisse Group
CS : NYSE : Financial

$19.34 -0.42 | -2.13%
Today's Range: 19.28 - 19.63
Avg. Daily Volume: 2,563,000
05/30/12 - 4:05 PM ET
TRADE NOW

Financial Analysis


CREDIT SUISSE GROUP's gross profit margin for the first quarter of its fiscal year 2012 has decreased when compared to the same period a year ago. Sales and net income have dropped, although the growth in net income underperformed the average competitor within the industry, the revenue growth did not.

During the same period, stockholders' equity ("net worth") has remained unchanged from the same quarter last year.



Income Statement Q1 FY12 Q1 FY11
Net Sales ($mil)10444.2712939.83
EBITDA ($mil)3871.046030.36
EBIT ($mil)3534.235738.78
Net Income ($mil)48.751243.86


Balance Sheet Q1 FY12 Q1 FY11
Cash & Equiv. ($mil)314742.97304999.44
Total Assets ($mil)1107932.61110044.8
Total Debt ($mil)376045.88371276.62
Equity ($mil)37209.1737192.31


Profitability Q1 FY12 Q1 FY11
Gross Profit Margin37.0646.6
EBITDA Margin37.0646.6
Operating Margin33.8444.35
Sales Turnover0.040.05
Return on Assets0.080.43
Return on Equity1.7712.27
Debt Q1 FY12 Q1 FY11
Current Ratio0.00.0
Debt/Capital0.910.91
Interest Expense3349.213598.34
Interest Coverage1.061.59


Share Data Q1 FY12 Q1 FY11
Shares outstanding (mil)1224.511201.02
Div / share0.00.0
EPS0.030.98
Book value / share30.3930.97
Institutional Own % n/a n/a
Avg Daily Volume2580204.02349975.0

Valuation


SELL. CREDIT SUISSE GROUP's P/E ratio indicates a significant premium compared to an average of 20.56 for the Capital Markets industry and a significant premium compared to the S&P 500 average of 15.19. For additional comparison, its price-to-book ratio of 0.66 indicates a discount versus the S&P 500 average of 2.12 and a discount versus the industry average of 1.40. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
CS 40.26 Peers 20.56   CS NM Peers 8.95

Premium. A higher P/E ratio than its peers can signify a more expensive stock or higher growth expectations.

CS is trading at a significant premium to its peers.

 

Neutral. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

CS's P/CF is negative making the measure meaningless.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
CS 5.40 Peers 14.86   CS 0.37 Peers 0.49

Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations.

CS is trading at a significant discount to its peers.

 

Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

CS trades at a discount to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
CS 0.66 Peers 1.40   CS -86.04 Peers -5.44

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

CS is trading at a significant discount to its peers.

 

Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

However, CS is expected to significantly trail its peers on the basis of its earnings growth rate.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
CS 0.57 Peers 4.10   CS -20.84 Peers -2.93

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

CS is trading at a significant discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

CS significantly trails its peers on the basis of sales growth

 

 

Latest Stock Upgrades/Downgrades