Capital One Financial Corporation
Find Ratings ReportsCAPITAL ONE FINANCIAL CORP's gross profit margin for the fourth quarter of its fiscal year 2023 has decreased when compared to the same period a year ago. Even though sales increased, the net income has decreased.
During the same period, stockholders' equity ("net worth") has increased by 10.47% from the same quarter last year.
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Income Statement | Q4 FY23 | Q4 FY22 |
---|---|---|
Net Sales ($mil) | 13132.0 | 11001.0 |
EBITDA ($mil) | 0.0 | 0.0 |
EBIT ($mil) | 2102.0 | 2065.0 |
Net Income ($mil) | 706.0 | 1232.0 |
Balance Sheet | Q4 FY23 | Q4 FY22 |
---|---|---|
Cash & Equiv. ($mil) | 46224.0 | 31976.0 |
Total Assets ($mil) | 478464.0 | 455249.0 |
Total Debt ($mil) | 51168.0 | 50173.0 |
Equity ($mil) | 58089.0 | 52582.0 |
Profitability | Q4 FY23 | Q4 FY22 |
---|---|---|
Gross Profit Margin | 16.01 | 18.77 |
EBITDA Margin | 0.0 | 0.0 |
Operating Margin | 16.01 | 18.77 |
Sales Turnover | 0.1 | 0.08 |
Return on Assets | 1.02 | 1.61 |
Return on Equity | 8.02 | 13.56 |
Debt | Q4 FY23 | Q4 FY22 |
---|---|---|
Current Ratio | 0.0 | 0.0 |
Debt/Capital | 0.47 | 0.49 |
Interest Expense | 881.0 | 626.0 |
Interest Coverage | 2.39 | 3.3 |
Share Data | Q4 FY23 | Q4 FY22 |
---|---|---|
Shares outstanding (mil) | 380.39 | 381.32 |
Div / share | 0.6 | 0.6 |
EPS | 1.67 | 3.03 |
Book value / share | 152.71 | 137.9 |
Institutional Own % | n/a | n/a |
Avg Daily Volume | 2728955.0 | 2576056.0 |
BUY. This stock's P/E ratio indicates a discount compared to an average of 17.75 for the Credit Intermediation and Related Activities subsector and a significant discount compared to the S&P 500 average of 27.95. For additional comparison, its price-to-book ratio of 0.91 indicates a significant discount versus the S&P 500 average of 4.68 and a significant discount versus the subsector average of 8.64. The price-to-sales ratio is well below both the S&P 500 average and the subsector average, indicating a discount. Upon assessment of these and other key valuation criteria, CAPITAL ONE FINANCIAL CORP proves to trade at a discount to investment alternatives.
Price/Earnings |
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Price/Cash Flow |
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COF 11.67 | Peers 17.75 | COF 2.58 | Peers 20.18 | |||||||||||||||||||||
Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations. COF is trading at a significant discount to its peers. |
Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures. COF is trading at a significant discount to its peers. |
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Price/Projected Earnings |
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Price to Earnings/Growth |
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COF 8.60 | Peers 13.86 | COF 0.72 | Peers 1.78 | |||||||||||||||||||||
Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations. COF is trading at a significant discount to its peers. |
Discount. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. COF trades at a significant discount to its peers. |
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Price/Book |
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Earnings Growth |
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COF 0.91 | Peers 8.64 | COF -32.91 | Peers 24.72 | |||||||||||||||||||||
Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. COF is trading at a significant discount to its peers. |
Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. However, COF is expected to significantly trail its peers on the basis of its earnings growth rate. |
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Price/Sales |
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Sales Growth |
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COF 1.07 | Peers 4.87 | COF 28.95 | Peers 44.87 | |||||||||||||||||||||
Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. COF is trading at a significant discount to its subsector on this measurement. |
Lower. A sales growth rate that trails the subsector implies that a company is losing market share. COF significantly trails its peers on the basis of sales growth. |
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