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Allstate Corp
ALL : NYSE : Financial

$47.67 0.25 | 0.53%
Today's Range: 47.27 - 47.73
Avg. Daily Volume: 3,455,300
06/18/13 - 4:00 PM ET

Financial Analysis


ALLSTATE CORP's gross profit margin for the first quarter of its fiscal year 2013 has decreased when compared to the same period a year ago. Even though sales increased, the net income has decreased.

During the same period, stockholders' equity ("net worth") has increased by 7.49% from the same quarter last year.



Income Statement Q1 FY13 Q1 FY12
Net Sales ($mil)8463.08362.0
EBITDA ($mil)0.00.0
EBIT ($mil)1152.01210.0
Net Income ($mil)709.0766.0


Balance Sheet Q1 FY13 Q1 FY12
Cash & Equiv. ($mil)7176.06494.0
Total Assets ($mil)126612.0125933.0
Total Debt ($mil)6556.06058.0
Equity ($mil)20619.019182.0


Profitability Q1 FY13 Q1 FY12
Gross Profit Margin13.6114.47
EBITDA Margin0.00.0
Operating Margin13.6114.47
Sales Turnover0.260.26
Return on Assets1.770.81
Return on Equity10.95.36
Debt Q1 FY13 Q1 FY12
Current Ratio0.00.0
Debt/Capital0.240.24
Interest Expense98.095.0
Interest Coverage11.7612.74


Share Data Q1 FY13 Q1 FY12
Shares outstanding (mil)468.0493.0
Div / share0.250.22
EPS1.471.53
Book value / share44.0638.91
Institutional Own % n/a n/a
Avg Daily Volume3482966.03230826.0

Valuation


BUY. The current P/E ratio indicates a significant discount compared to an average of 5484.72 for the Insurance industry and a discount compared to the S&P 500 average of 18.91. To use another comparison, its price-to-book ratio of 1.08 indicates a discount versus the S&P 500 average of 2.42 and a significant discount versus the industry average of 440.39. The price-to-sales ratio is well below both the S&P 500 average and the industry average, indicating a discount. Upon assessment of these and other key valuation criteria, ALLSTATE CORP proves to trade at a discount to investment alternatives within the industry.


Price/Earnings
1 2 3 4 5
premium   discount
  Price/Cash Flow
1 2 3 4 5
premium   discount
ALL 10.26 Peers 5484.72   ALL 7.50 Peers 3994.91

Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations.

ALL is trading at a significant discount to its peers.

 

Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures.

ALL is trading at a significant discount to its peers.

 
Price/Projected
Earnings
1 2 3 4 5
premium   discount
  Price to
Earnings/Growth
1 2 3 4 5
premium   discount
ALL 9.21 Peers 10.83   ALL 8.77 Peers 0.89

Average. An average price-to-projected earnings ratio can signify an industry neutral stock price and average future growth expectations.

ALL is trading at a valuation on par with its peers.

 

Premium. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples.

ALL trades at a significant premium to its peers.

 
Price/Book
1 2 3 4 5
premium   discount
  Earnings Growth
1 2 3 4 5
lower   higher
ALL 1.08 Peers 440.39   ALL 122.11 Peers 74.11

Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet.

ALL is trading at a significant discount to its peers.

 

Higher. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios.

ALL is expected to have an earnings growth rate that significantly exceeds its peers.

 
Price/Sales
1 2 3 4 5
premium   discount
  Sales Growth
1 2 3 4 5
premium   discount
ALL 0.66 Peers 518.64   ALL 1.80 Peers 14.03

Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales.

ALL is trading at a significant discount to its industry on this measurement.

 

Lower. A sales growth rate that trails the industry implies that a company is losing market share.

ALL significantly trails its peers on the basis of sales growth

 

 

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