Easy answer, after you read the following story: "The Justice Department is investigating the insurance cartel and most will likely indict the key officers of the corporations involved."

The story will continue: "We want to thank Eliot Spitzer, the New York state attorney general, for bringing these crimes to light and we will bring the full gamut of criminal antitrust laws to work to be sure that justice is served. We will put the perpetrators in jail and the consumers who were ripped off will be able to sue for treble damages."

Only after you see those stories, will the coast be clear.

You have to understand the way the Justice Department works. It is not going to sit there and let Spitzer take all the thunder on this one. It's got a great set of laws to use and it would certainly not be the first time that the Justice Department put people away for violating antitrust laws. (In the interest of full disclosure, Spitzer was an investor at Cramer Berkowitz, the hedge fund I founded.)

If you own the stocks now, you must be ready to read those headlines as soon as next week. Justice is a competitive market; Spitzer's got no corner on it.

If you can handle those headlines, by all means go in there and scoop up some Marsh & McLennan (MMC - commentary - Cramer's Take) and some American International Group (AIG - commentary - Cramer's Take) and Hartford Financial (HIG - commentary - Cramer's Take) and Ace Limited (ACE - commentary - Cramer's Take) while you are at it.

But if you can't handle those headlines, the time's not too late to sell them again. They've just had a nice move up!

1 What would best describe your stance heading into the coming week of trading? Bullish Bearish Neutral 2 Which of these sectors do you think is set to move up in the coming week? --Choose One--Aerospace and DefenseAirlinesAutomobilesBeverages and Food ProductsBiotechnologyCommercial BanksComputers and PeripheralsConsumer NondurablesEnergy Equipment & ServicesHMOs and HospitalsHomebuildingInsuranceIntegrated OilInternet, Software ServicesInvestment Bankers and BrokersMediaMultiline RetailPharmaceuticalsPrecious MetalsSemis, Semi EquipmentTelecom EquipmentTobacco and AlcoholWireless CommunicationsUtilities 3 Which of these sectors do you think is set to move down in the coming week? --Choose One--Aerospace and DefenseAirlinesAutomobilesBeverages and Food ProductsBiotechnologyCommercial BanksComputers and PeripheralsConsumer NondurablesEnergy Equipment & ServicesHMOs and HospitalsHomebuildingInsuranceIntegrated OilInternet, Software ServicesInvestment Bankers and BrokersMediaMultiline RetailPharmaceuticalsPrecious MetalsSemis, Semi EquipmentTelecom EquipmentTobacco and AlcoholWireless CommunicationsUtilities View the results without voting