TheStreet.com Ratings: A Look at Medicare Supplement Insurance

 

Companies Offering the Lowest Average Premium Rate on Medicare Supplement Insurance Plan F (by State)*

STATE COMPANY AVG RATE
AK MUTUAL OF OMAHA INS CO 1,131.05
AK GLOBE LIFE & ACCIDENT INS CO 1,249.00
AK GENWORTH LIFE & ANNUITY INS CO 1,379.50
AK STATE FARM MUTUAL AUTOMOBILE INS CO 1,393.00
AK HUMANA INS CO 1,506.00
AL CONTINENTAL LIFE INS CO OF BRENTWOOD 1,076.62
AL GENWORTH LIFE & ANNUITY INS CO 1,407.80
AL GLOBE LIFE & ACCIDENT INS CO 1,415.00
AL STERLING INVESTORS LIFE INS CO 1,437.72
AL GREAT AMERICAN LIFE INS CO 1,485.85
AZ GUARANTEE TRUST LIFE INS CO 2,732.65
CA BANKERS LIFE & CAS CO 1,326.12
CA BLUE CROSS OF CALIFORNIA 1,389.18
CA CALIFORNIA PHYSICIANS SERVICE 1,427.39
CA NATIONWIDE LIFE INS CO 1,494.95
CA AETNA LIFE INS CO 1,546.33
CO UNITED WORLD LIFE INS CO 1,061.21
CO CONSECO INS CO 1,277.18
CO GLOBE LIFE & ACCIDENT INS CO 1,300.00
CO LINCOLN HERITAGE LIFE INS CO 1,305.77
CO STATE FARM MUTUAL AUTOMOBILE INS CO 1,357.46
DC GLOBE LIFE & ACCIDENT INS CO 1,212.00
DC GUARANTEE TRUST LIFE INS CO 1,543.65
DC USAA LIFE INS CO 1,548.56
DC MUTUAL OF OMAHA INS CO 1,599.61
DC STATE FARM MUTUAL AUTOMOBILE INS CO 1,659.00
DE GLOBE LIFE & ACCIDENT INS CO 1,356.00
DE BLUE CROSS BLUE SHIELD OF DELAWARE 1,368.36
DE BANKERS LIFE & CAS CO 1,438.68
DE STATE FARM MUTUAL AUTOMOBILE INS CO 1,616.00
DE CONSECO HEALTH INS CO 1,701.20
GA RESERVE NATIONAL INS CO 1,751.77
GA HUMANA INS CO 2,100.10
HI GLOBE LIFE & ACCIDENT INS CO 1,192.00
HI STATE FARM MUTUAL AUTOMOBILE INS CO 1,289.00
HI MUTUAL OF OMAHA INS CO 1,510.80
HI BANKERS LIFE & CAS CO 1,512.10
HI USAA LIFE INS CO 1,556.88
IA LOYAL AMERICAN LIFE INS CO 1,025.49
IA MUTUAL OF OMAHA INS CO 1,076.22
IA CONSECO INS CO 1,118.70
IA UNITED WORLD LIFE INS CO 1,176.58
IA WELLMARK INC 1,211.98
ID AMERICAN FAMILY MUT INS CO 1,769.80
IL MUTUAL OF OMAHA INS CO 1,205.07
IL CENTRAL BENEFITS NATL LIFE INS CO 1,240.32
IL UNITED WORLD LIFE INS CO 1,254.42
IL CONSTITUTION LIFE INS CO 1,284.01
IL LOYAL AMERICAN LIFE INS CO 1,284.26
IN UNITED WORLD LIFE INS CO 1,032.05
IN LOYAL AMERICAN LIFE INS CO 1,221.04
IN ANTHEM INS COMPANIES INC 1,271.15
IN PEKIN LIFE INS CO 1,297.77
IN GENWORTH LIFE INS CO 1,300.83
KS UNITED WORLD LIFE INS CO 1,063.91
KS BLUE CROSS BLUE SHIELD OF KANSAS INC 1,112.01
KS PREFERRED HEALTH SYSTEMS INS CO 1,281.48
KS GLOBE LIFE & ACCIDENT INS CO 1,385.00
KS CONSECO INS CO 1,444.20
KY UNITED WORLD LIFE INS CO 1,033.45
KY CONTINENTAL LIFE INS CO OF BRENTWOOD 1,223.52
KY LOYAL AMERICAN LIFE INS CO 1,266.13
KY UNITED TEACHER ASSOCIATES INS CO 1,280.46
KY GLOBE LIFE & ACCIDENT INS CO 1,288.00
LA UNITED WORLD LIFE INS CO 1,234.88
LA STERLING INVESTORS LIFE INS CO 1,448.59
LA LA HEALTH SERVICE & INDEMNITY CO 1,467.00
LA PROVIDENT AMER LIFE & HEALTH INS CO 1,523.04
LA LOYAL AMERICAN LIFE INS CO 1,550.29
MD GLOBE LIFE & ACCIDENT INS CO 1,247.00
MD UNITED WORLD LIFE INS CO 1,266.46
MD GOLDEN RULE INS CO 1,507.70
MD AETNA LIFE INS CO 1,581.96
MD CAREFIRST OF MARYLAND INC 1,716.12
MI CONTINENTAL LIFE INS CO OF BRENTWOOD 1,267.94
MI GLOBE LIFE & ACCIDENT INS CO 1,384.00
MI UNITED WORLD LIFE INS CO 1,411.70
MI LINCOLN HERITAGE LIFE INS CO 1,452.40
MI GENWORTH LIFE INS CO 1,482.95
MS STERLING INVESTORS LIFE INS CO 1,141.00
MS PROVIDENT AMER LIFE & HEALTH INS CO 1,163.48
MS LOYAL AMERICAN LIFE INS CO 1,188.01
MS CONSTITUTION LIFE INS CO 1,272.86
MS PHYSICIANS LIFE INS CO 1,316.04
MT GLOBE LIFE & ACCIDENT INS CO 1,134.00
MT GENWORTH LIFE & ANNUITY INS CO 1,178.50
MT CONTINENTAL LIFE INS CO OF BRENTWOOD 1,195.00
MT PROVIDENT AMER LIFE & HEALTH INS CO 1,203.75
MT LOYAL AMERICAN LIFE INS CO 1,207.33
NC UNITED WORLD LIFE INS CO 1,137.16
NC PHILADELPHIA AMERICAN LIFE INS CO 1,157.40
NC LOYAL AMERICAN LIFE INS CO 1,223.33
NC CONSECO INS CO 1,247.78
NC GLOBE LIFE & ACCIDENT INS CO 1,248.00
ND UNITED WORLD LIFE INS CO 996.84
ND MUTUAL OF OMAHA INS CO 1,006.16
ND STERLING INVESTORS LIFE INS CO 1,048.45
ND GLOBE LIFE & ACCIDENT INS CO 1,097.00
ND LINCOLN HERITAGE LIFE INS CO 1,152.45
NE CENTRAL BENEFITS NATL LIFE INS CO 1,076.83
NE PROVIDENT AMER LIFE & HEALTH INS CO 1,177.28
NE LOYAL AMERICAN LIFE INS CO 1,178.88
NE CONSECO INS CO 1,272.38
NE LINCOLN HERITAGE LIFE INS CO 1,272.95
NH GENWORTH LIFE & ANNUITY INS CO 1,224.01
NH ANTHEM HEALTH PLANS OF NEW HAMPSHIRE 1,271.64
NH UNITED WORLD LIFE INS CO 1,285.52
NH GLOBE LIFE & ACCIDENT INS CO 1,344.00
NH MUTUAL OF OMAHA INS CO 1,442.24
NJ GENWORTH LIFE & ANNUITY INS CO 1,514.50
NJ HORIZON HEALTHCARE SERVICES INC 1,651.44
NJ PENNSYLVANIA LIFE INS CO 1,674.04
NJ GUARANTEE TRUST LIFE INS CO 1,768.95
NJ AMERICAN PROGRESSIVE L&H I C OF NY 1,847.99
NJ MUTUAL OF OMAHA INS CO 1,855.76
NM UNITED WORLD LIFE INS CO 1,003.08
NM LINCOLN HERITAGE LIFE INS CO 1,128.88
NM GENWORTH LIFE & ANNUITY INS CO 1,193.05
NM GLOBE LIFE & ACCIDENT INS CO 1,232.00
NM GUARANTEE TRUST LIFE INS CO 1,293.30
NV SIERRA HEALTH AND LIFE INS CO INC 1,073.67
NV BANKERS LIFE & CAS CO 1,317.37
NV UNITED WORLD LIFE INS CO 1,383.89
NV PROVIDENT AMER LIFE & HEALTH INS CO 1,419.74
NV PENNSYLVANIA LIFE INS CO 1,429.38
OH UNITED WORLD LIFE INS CO 1,162.69
OH STERLING INVESTORS LIFE INS CO 1,193.04
OH CONTINENTAL LIFE INS CO OF BRENTWOOD 1,283.16
OH PARAMOUNT INS CO 1,284.00
OH GOLDEN RULE INS CO 1,331.41
OK UNITED WORLD LIFE INS CO 1,182.30
OK STERLING INVESTORS LIFE INS CO 1,203.87
OK PROVIDENT AMER LIFE & HEALTH INS CO 1,219.20
OK MUTUAL OF OMAHA INS CO 1,220.37
OK LOYAL AMERICAN LIFE INS CO 1,247.51
OR UNITED WORLD LIFE INS CO 1,067.26
OR PROVIDENT AMER LIFE & HEALTH INS CO 1,107.51
OR BANKERS LIFE & CAS CO 1,121.88
OR LOYAL AMERICAN LIFE INS CO 1,124.09
OR CONSECO INS CO 1,157.04
PA LOYAL AMERICAN LIFE INS CO 1,486.30
PA AETNA LIFE INS CO 1,497.39
PA PROVIDENT AMER LIFE & HEALTH INS CO 1,521.03
PA UNITED TEACHER ASSOCIATES INS CO 1,532.85
PA STATE FARM MUTUAL AUTOMOBILE INS CO 1,630.94
RI GENWORTH LIFE & ANNUITY INS CO 1,159.00
RI GLOBE LIFE & ACCIDENT INS CO 1,343.00
RI BANKERS LIFE & CAS CO 1,354.24
RI LINCOLN HERITAGE LIFE INS CO 1,756.00
RI CONTINENTAL GENERAL INS CO 1,778.70
SC NEW ERA LIFE INS CO 787.48
SC PROVIDENT AMER LIFE & HEALTH INS CO 1,072.80
SC STERLING INVESTORS LIFE INS CO 1,160.66
SC UNITED WORLD LIFE INS CO 1,197.96
SC LOYAL AMERICAN LIFE INS CO 1,268.40
SD STERLING INVESTORS LIFE INS CO 1,059.50
SD AVERA HEALTH PLANS INC 1,147.30
SD GLOBE LIFE & ACCIDENT INS CO 1,154.00
SD PROVIDENT AMER LIFE & HEALTH INS CO 1,219.20
SD LINCOLN HERITAGE LIFE INS CO 1,241.10
TN BLUECROSS BLUESHIELD OF TENNESSEE 1,056.86
TN STERLING INVESTORS LIFE INS CO 1,082.08
TN UNITED WORLD LIFE INS CO 1,107.01
TN AMERICAN CONTINENTAL INS CO 1,243.10
TN LOYAL AMERICAN LIFE INS CO 1,255.86
TX LOYAL AMERICAN LIFE INS CO 1,370.25
TX GLOBE LIFE & ACCIDENT INS CO 1,430.00
TX NEW ERA LIFE INS CO 1,444.95
TX PROVIDENT AMER LIFE & HEALTH INS CO 1,447.51
TX STERLING INVESTORS LIFE INS CO 1,475.46
UT CONTINENTAL LIFE INS CO OF BRENTWOOD 1,040.18
UT GENWORTH LIFE & ANNUITY INS CO 1,061.50
UT UNITED TEACHER ASSOCIATES INS CO 1,181.98
UT GLOBE LIFE & ACCIDENT INS CO 1,193.00
UT PROVIDENT AMER LIFE & HEALTH INS CO 1,219.20
VA ANTHEM HEALTH PLANS OF VIRGINIA 1,080.77
VA MUTUAL OF OMAHA INS CO 1,138.50
VA GLOBE LIFE & ACCIDENT INS CO 1,206.00
VA STERLING INVESTORS LIFE INS CO 1,212.09
VA CONSECO INS CO 1,259.37
WV UNITED WORLD LIFE INS CO 1,277.82
WV GLOBE LIFE & ACCIDENT INS CO 1,295.00
WV PROVIDENT AMER LIFE & HEALTH INS CO 1,295.40
WV LOYAL AMERICAN LIFE INS CO 1,296.57
WV GOLDEN RULE INS CO 1,392.30
WY CONSECO HEALTH INS CO 1,270.30
WY CONTINENTAL LIFE INS CO OF BRENTWOOD 1,275.92
WY GENWORTH LIFE & ANNUITY INS CO 1,289.99
WY PROVIDENT AMER LIFE & HEALTH INS CO 1,295.40
WY CENTRAL RESERVE LIFE INS CO 1,324.80
* Based on a 65-year-old female, attained-age pricing (excludes Minnesota, Wisconsin and Massachusetts). Not all states will have five companies to list; also, not every state allows attained-age policies.
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Donna O'Rourke joined Weiss Ratings, now TheStreet.com Ratings, Inc., in 1999, and is the senior analyst responsible for assigning financial safety ratings to health insurers and supporting other health care-related consumer products including Medicare supplement insurance, long-term care insurance and elder care information. She conducts industry analysis in these areas. She has more than 10 years experience in credit risk management and analyses. Previously she served as an assistant vice president at the Union Bank of Switzerland, where she analyzed hedge funds, insurance companies and structured products in support of the derivatives and foreign exchange businesses. She holds a bachelor of science in management from Binghamton University and a master's of science in health systems administration from the Rochester Institute of Technology.

While O'Rourke cannot provide investment advice or recommendations, she appreciates your feedback; click here to send her an email.

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