Evaluate Your Insurer's Financial Strength with TheStreet Ratings.

Every time an insurance company is declared insolvent, thousands of policyholders suddenly find themselves with some very serious problems. In addition to the loss of their premium dollars, they are forced to purchase replacement coverage from other carriers, often at higher rates. If savings are held by the insurer or scheduled pay outs are in process at the time of failure, those funds can be frozen and the guaranteed payments called into question.

That's why it is so important to periodically monitor the financial condition of each company with whom you have an insurance relationship. TheStreet.com product line is designed to help you in your evaluation.

TheStreet Ratings tracks the financial strength of approximately 4,300 U.S. property/casualty, life, annuity, and health insurance companies each and every quarter. We then issue TheStreet.com Financial Strength Ratings based on our analysts' review of publicly available information collected by the National Association of Insurance Commissioners and supplemented by data we collect directly from the companies themselves. TheStreet.com does not accept compensation from the companies it rates for issuing the ratings and does not allow companies to influence the ratings they receive or to suppress the release of their ratings.

In 2009, TheStreet Ratings was recognized by a leading consumer publication as "the toughest grader with independent and objective ratings" and as the only rating agency that doesn't accept payment from any of the companies it rates. So, whether you are considering life, annuity, health, auto, homeowners, business or professional liability insurance, the TheStreet.com Financial Strength Ratings can help you.