Medium sedan: $9,151
Large sedan: $11,248
SUV or 4WD: $11,599 The most painful hit to the pocketbook for drivers comes from below the hood. Maintenance costs rose by 11.2%, or 4.97% for the average U.S. driver. AAA attributes that to a hike in the cost of labor and parts and a "major" increase in extended warranty prices, thanks mostly to unusually high losses by auto insurance underwriters in the past year. The average cost of insuring your vehicle rose $28, to $1,029, for the average sedan driver, and that's a driver considered by insurers to be "low risk, with a clean driving record." Gas prices have risen -- that's no shock to everyday drivers -- by 14.45 cents per mile, but again it's the size of your vehicle that counts: If you're driving a smaller vehicle, the real rise at pumps to $3.48 per gallon from $3.35 won't affect you as much as if you drove an SUV, minivan or truck. One factor affecting the annual cost of driving your car might be under the radar, but it's a big drain on the budget nonetheless: AAA says that depreciation costs, while rising less than 1%, are at $3,571 per year. AAA says that may be due to more used cars on the open market, which hurts the resale value of all cars in the U.S.
So the next time you're stuck in traffic, try not to think that every second the "cost-per-driving" meter is ticking ever upward. Other than leaving your vehicle in the garage or selling it altogether, there's not too much you can do about it.