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TheStreet Open House

Michael Germanovsky

Michael Germanovsky is an expert in personal finance with in-depth knowledge of credit cards, charge cards, and pre-paid cards. He began his writing career at the Novoye Russkoye Slovo, a partner of the New York Times International Weekly; and later authored a personal finance column at The Epoch Times. In 2011, Germanovsky created the Student Credit Card Education Initiative, designed to promote financial literacy and smart credit card use by young people. He is editor-in-chief at Credit-Land.com.

Michael Germanovsky
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Bad Credit Card Moves and How to Avoid Them

By Michael Germanovsky

There's a lot more to good credit than paying your bills on time.

08:00AM 11/26/12

What to Do Before, After Your Insurer Pays Off for a Natural Disaster

By Michael Germanovsky

You don't have to wait for an insurance claim to pay off to start repairs. In some cases, you absolutely shouldn't.

09:00AM 11/19/12

The Harsh Reality of Celebrity Prepaid Cards

By Michael Germanovsky

Like the reality shows that dominate TV, celebrity prepaid cards may come with more drama than they are worth.

09:00AM 10/29/12

5 Escape Plans for When Your Frequent-Flier Miles Are Going Down

By Michael Germanovsky

What to do when the promises of your frequent-flier miles are at risk at American and other troubled airlines.

10:30AM 09/29/12

The Airline Miles Card vs. the Travel Credit Card

By Michael Germanovsky

An airline-branded credit card may get more bang for your rewards mile, but it may also require a lot more legwork and persistence to book rewards travel.

06:00AM 09/15/12

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