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Higher taxes and interest rates, as well as a larger deficit, pose a threat to the nascent economic recovery.
There's no question the economy has improved, though the central bank's real challenge will be to steer the country through an emerging recovery.
The stock-market drop and recession have decimated retirement savings, and U.S. households have responded by turning away from rebuilding wealth.
The overleveraging of the federal government will come at a price that we need to factor into the future, economist Paul Ballew says.
Even as the economy rebounds, weak consumer spending for years to come will put a damper on growth.