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TheStreet Open House

10 Signs You're Financially Lazy

One reason that people have trouble with their finances is that they tend to be lazy about managing them. That is not to say that one should spend 24 hours a day making sure every little financial detail is in order, but when you begin to lose money in ways that could be solved with a small amount of time and organization, you've joined the many people who are financially lazy.

Here are 10 signs that you may be one of them:

1. You don't pay off your credit card in full each month.

Credit cards should be a tool used to your advantage and not one that keeps you in debt. If you are carrying a balance on your credit card, then you have been spending more money than you have and need to rework your budget. That budget should include paying more than the minimum to defeat your previous laziness.

2. You pay banking fees.

Banking fees are usually the result of not paying attention to the amount that you have in your account. A bank is a place to keep your money so you can earn more money, not a place to lose money by paying fees. If you pay banking fees on a regular basis (or even every once in a while), you are being lazy about keeping track of how much you have in the accounts, and you need to start keeping track so that fees are no longer a drain on your finances.

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