- You simply can't remember all of your possessions and file a claim based on what you can remember at that time. Since this is a time of high stress, you will most likely forget a large number of the items you owned and won't receive the full amount you are due. (This can become even more frustrating as time goes by and you remember more things you owned but forgot to claim.)
- You try to claim everything that you owned, but because you have no documented proof, some of your claims are denied by the insurer. This could happen to you even if you are covered by the largest insurers, such as The Travelers Companies(TRV) and Allstate(ALL).
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